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Medical Information Bureau (MIB)

If you have ever been declined for health or life insurance, you may want to get your MIB report. MIB Group, Inc. ("MIB") is an association of over 500 U.S. and Canadian life insurance companies providing information and database management services to the financial services industry. Organized in 1902, MIB's core fraud protection services protect insurers, policyholders and applicants from attempts to conceal or omit information material to the sound and equitable underwriting of life, health, disability, and long term care insurance. Fair pricing of insurance products is largely dependent on accurate "risk assessment", "risk classification", and “risk selection”.

A determination of these factors begins with the assurance of accurate health information supplied on the insurance application concerning the proposed insured.

To review the contents of your consumer file maintained by MIB and to correct any inaccurate or incomplete information in the record, log onto Medical Information Bureau (MIB)